| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Fixed maturities, available-for-sale, at fair value (amortized cost of $726,774 and $692,790) | $713.2M+8.8% | $655.6M+16.9% | $560.7M-11.8% | $635.6M-5.0% | $669.4M+19.3% | $561.0M-4.5% | $587.3M |
| Equity securities, at fair value, (cost $1,064 and $1,936) | $1.1M-45.0% | $1.9M+16.2% | $1.7M+10.0% | $1.5M+7.0% | $1.4M-11.5% | $1.6M-1.2% | $1.6M |
| Other investments, net | $1.3M-78.4% | $6.0M-15.8% | $7.1M-57.1% | $16.5M-31.1% | $23.9M-9.4% | $26.4M+314.3% | $6.4M |
| Total investments | $715.6M+7.9% | $663.4M+16.5% | $569.4M-12.9% | $653.6M-5.9% | $694.7M+17.9% | $589.0M-1.0% | $595.2M |
| Cash and cash equivalents | $559.3M+23.6% | $452.7M-2.4% | $463.6M+65.1% | $280.9M-21.8% | $359.3M-18.5% | $441.0M+64.3% | $268.4M |
| Restricted cash | $13.3M+21.2% | $11.0M+13.2% | $9.7M+45.0% | $6.7M+23.6% | $5.4M-0.2% | $5.4M-63.0% | $14.7M |
| Accrued investment income | $6.6M+17.2% | $5.6M+37.5% | $4.1M+6.6% | $3.8M+20.5% | $3.2M+15.7% | $2.7M-37.5% | $4.4M |
| Premiums receivable, net | $95.3M-6.7% | $102.1M+14.1% | $89.5M-3.5% | $92.7M+29.0% | $71.9M-7.2% | $77.5M+21.6% | $63.7M |
| Reinsurance recoverable on paid and unpaid claims, net of allowance for credit losses of $175 and $197 | $318.6M-57.0% | $740.2M+53.4% | $482.4M-40.1% | $805.1M+198.8% | $269.4M-24.1% | $355.0M-17.2% | $428.9M |
| Prepaid reinsurance premiums | $307.0M-0.9% | $309.8M+5.3% | $294.2M-4.2% | $307.0M+15.5% | $265.9M+8.2% | $245.8M+9.7% | $224.1M |
| Deferred income tax asset, net | $5.9M-57.8% | $13.9M+24.9% | $11.1M-34.0% | $16.8M | $0 | — | — |
| Deferred policy acquisition costs, net | $64.5M+2.1% | $63.2M-8.7% | $69.3M-30.5% | $99.6M+6.1% | $93.9M+5.2% | $89.3M+15.6% | $77.2M |
| Property and equipment, net | $28.3M-25.8% | $38.1M+14.6% | $33.2M+29.1% | $25.7M+47.6% | $17.4M-6.7% | $18.7M-10.0% | $20.8M |
| Right-of-use lease asset, finance | $12.6M-16.5% | $15.1M-14.3% | $17.6M-12.5% | $20.1M-11.4% | $22.7M | — | — |
| Right-of-use lease asset, operating | $4.9M-16.6% | $5.8M-14.4% | $6.8M-6.8% | $7.3M+45.7% | $5.0M | — | — |
| Intangibles, net | $30.2M-17.0% | $36.4M-14.5% | $42.6M-14.2% | $49.6M-11.4% | $55.9M-10.2% | $62.3M-9.3% | $68.6M |
| Other assets | $33.8M+190.6% | $11.6M-8.2% | $12.7M+10.1% | $11.5M-6.2% | $12.3M+6.3% | $11.5M-36.3% | $18.1M |
| Total Assets | $2.20B-11.1% | $2.47B+16.5% | $2.12B-11.4% | $2.39B+20.8% | $1.98B-5.2% | $2.09B+7.7% | $1.94B |
| Unpaid losses and loss adjustment expenses | $579.5M-44.4% | $1.04B+23.3% | $846.0M-25.3% | $1.13B+91.8% | $590.2M-10.5% | $659.3M+7.5% | $613.5M |
| Unearned premiums | $707.9M+0.7% | $702.7M+4.0% | $675.9M+2.9% | $656.6M+11.2% | $590.4M+3.7% | $569.6M+17.2% | $486.2M |
| Reinsurance payable | $232.8M+2.5% | $227.1M+42.1% | $159.8M-20.0% | $199.8M+4.2% | $191.7M+18.4% | $161.9M+3.6% | $156.4M |
| Long-term debt, net | $78.4M-32.6% | $116.3M-2.9% | $119.7M-7.1% | $128.9M+6.8% | $120.8M-0.2% | $121.0M-6.4% | $129.2M |
| Advance premiums | $19.2M+26.2% | $15.2M-36.5% | $23.9M-9.9% | $26.5M+8.2% | $24.5M+34.1% | $18.3M+10.7% | $16.5M |
| Income taxes payable, net | $4.3M+406.1% | $846K | $0 | — | — | — | — |
| Accrued compensation | $8.8M-0.9% | $8.9M-5.7% | $9.5M+43.5% | $6.6M-17.7% | $8.0M-14.1% | $9.3M+74.4% | $5.3M |
| Lease liability, finance | $15.6M-13.7% | $18.1M-11.4% | $20.4M-9.6% | $22.6M-8.4% | $24.6M | — | — |
| Lease liability, operating | $5.8M-16.5% | $6.9M-14.0% | $8.1M-7.1% | $8.7M+32.7% | $6.6M | — | — |
| Accounts payable and other liabilities | $38.3M-2.8% | $39.4M+9.3% | $36.0M-55.0% | $80.0M+11.9% | $71.5M-11.6% | $80.9M+13.9% | $71.0M |
| Total Liabilities | $1.69B-22.4% | $2.18B+14.7% | $1.90B-16.0% | $2.26B+38.1% | $1.64B-0.6% | $1.65B+10.5% | $1.49B |
| Common stock, $0.0001 par value, 50,000,000 shares authorized, 43,171,585 shares issued and 30,833,776 outstanding at December 31, 2025 and 42,838,713 shares issued and 30,607,039 outstanding at December 31, 2024 | $3K+0.0% | $3K+0.0% | $3K+0.0% | $3K+0.0% | $3K+0.0% | $3K+0.0% | $3K |
| Additional paid-in capital | $365.7M+0.9% | $362.6M+0.6% | $360.3M+7.6% | $334.7M+0.6% | $332.8M+0.3% | $331.9M+0.7% | $329.6M |
| Accumulated other comprehensive income, net of taxes | -$10.6M+63.1% | -$28.6M+18.9% | -$35.3M+34.2% | -$53.6M-1071.8% | -$4.6M-175.5% | $6.1M-17.4% | $7.3M |
| Treasury stock, at cost, 12,337,809 and 12,231,674 shares December 31, 2025 and 2024, respectively | -$133.2M-1.7% | -$130.9M+0.0% | -$130.9M | — | — | — | — |
| Retained earnings | $283.3M+223.1% | $87.7M+235.6% | $26.1M+236.1% | -$19.2M-113.9% | $138.4M-37.0% | $219.8M+1.2% | $217.3M |
| Total Stockholders' Equity | $505.3M+73.7% | $290.8M+32.0% | $220.3M+68.1% | $131.0M-61.8% | $343.1M-22.4% | $442.3M-1.4% | $448.8M |
| Total Liabilities and Stockholders' Equity | $2.20B-11.1% | $2.47B+16.5% | $2.12B-11.4% | $2.39B+20.8% | $1.98B-5.2% | $2.09B+7.7% | $1.94B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.