| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Interest and fees on loans | $126.7M-1.4% | $128.5M+9.0% | $117.9M+26.3% | $93.4M+3.5% | $90.2M+3.3% | $87.4M+7.9% | $81.0M+21.3% | $66.8M |
| Interest on investment securities | — | — | — | — | — | $5.6M-24.6% | $7.4M+12.6% | $6.6M |
| Taxable | $11.9M+8.1% | $11.0M-10.7% | $12.4M+26.3% | $9.8M+148.1% | $3.9M | — | — | — |
| Tax-exempt | $2.7M+119.6% | $1.2M+80.2% | $693K+43.8% | $482K-12.7% | $552K | — | — | — |
| Other interest income | $2.6M-15.3% | $3.1M+36.9% | $2.2M+144.4% | $918K+13.1% | $812K-0.5% | $816K-22.2% | $1.0M+96.8% | $533K |
| Total interest income | $144.0M+0.1% | $143.9M+8.0% | $133.2M+27.4% | $104.6M+9.4% | $95.5M+1.9% | $93.8M+4.9% | $89.4M+21.0% | $73.9M |
| Interest on deposits | $57.9M-5.9% | $61.5M+46.2% | $42.1M+573.2% | $6.3M-16.5% | $7.5M-51.3% | $15.4M-20.4% | $19.3M+69.4% | $11.4M |
| Interest on borrowings | $5.4M-57.3% | $12.6M-24.1% | $16.6M+94.6% | $8.5M+101.2% | $4.2M-13.2% | $4.9M-8.2% | $5.3M+3.7% | $5.1M |
| Total interest expense | $63.2M-14.7% | $74.1M+26.3% | $58.7M+296.9% | $14.8M+26.1% | $11.7M-42.1% | $20.3M-17.7% | $24.6M+49.1% | $16.5M |
| Net interest income | $80.8M+15.8% | $69.8M-6.4% | $74.5M-17.0% | $89.8M+7.1% | $83.8M+14.0% | $73.5M+13.4% | $64.8M+13.0% | $57.4M |
| Reversal of credit losses | -$3.4M+2.6% | -$3.5M-74.0% | -$2.0M-168.4% | $2.9M-87.2% | $22.9M | — | — | — |
| Net interest income after reversal of credit losses | $84.2M+14.9% | $73.2M-4.3% | $76.5M-11.9% | $86.9M+42.6% | $60.9M-2.3% | $62.4M-0.9% | $62.9M+14.8% | $54.8M |
| Gain (loss) on call or sale of investment securities, net | $18K+102.4% | -$753K-133.1% | -$323K-5483.3% | $6K-99.7% | $2.3M | — | — | — |
| (Loss) gain on sale or disposition of fixed assets, net | -$8K-101.9% | $427K+132.3% | -$1.3M-412.8% | -$258K+36.8% | -$408K-973.7% | -$38K-245.5% | -$11K-111.2% | $98K |
| Gain (loss) on sale of other real estate owned, net | $29K-95.8% | $683K+699.1% | -$114K-1366.7% | $9K+280.0% | -$5K-141.7% | $12K+500.0% | $2K+108.3% | -$24K |
| Gain on sale of loans | $0 | $0-100.0% | $75K+102.7% | $37K-81.4% | $199K | $0 | $0 | — |
| Income from bank owned life insurance | $2.0M-59.4% | $4.9M+244.8% | $1.4M+8.6% | $1.3M+13.9% | $1.1M+28.2% | $894K+27.2% | $703K+11.9% | $628K |
| Change in the fair value of equity securities | $261K-36.8% | $413K+735.4% | -$65K+27.8% | -$90K-142.1% | $214K-20.1% | $268K-21.4% | $341K+227.7% | -$267K |
| Income from legal settlement | $0-100.0% | $1.1M | $0 | $0 | — | — | — | — |
| Other operating income | $2.3M-8.7% | $2.6M+24.2% | $2.1M-22.8% | $2.7M+22.2% | $2.2M-55.8% | $5.0M+261.6% | $1.4M+163.3% | $521K |
| Total noninterest income | $9.5M-33.4% | $14.2M+117.3% | $6.5M-64.4% | $18.4M+52.4% | $12.0M-0.4% | $12.1M+94.6% | $6.2M+44.0% | $4.3M |
| Income before noninterest expense | $93.6M+7.1% | $87.4M+5.3% | $83.1M-21.1% | $105.2M+44.2% | $73.0M-2.0% | $74.5M+7.7% | $69.1M+16.9% | $59.1M |
| Depreciation and amortization | $2.8M-9.8% | $3.1M-18.1% | $3.8M-14.8% | $4.4M-11.1% | $5.0M+9.1% | $4.6M+32.0% | $3.5M+35.6% | $2.6M |
| Salaries and employee benefits | $40.2M+4.2% | $38.6M+4.0% | $37.1M+6.2% | $35.0M-1.6% | $35.5M+6.4% | $33.4M+16.5% | $28.6M+12.5% | $25.5M |
| Occupancy | $2.7M+3.5% | $2.6M-14.0% | $3.0M+2.7% | $2.9M+5.9% | $2.8M+23.1% | $2.2M+21.7% | $1.8M+33.3% | $1.4M |
| Data processing | $3.5M-4.3% | $3.6M+3.7% | $3.5M-3.3% | $3.6M+15.7% | $3.1M+1.4% | $3.1M+30.0% | $2.4M+12.9% | $2.1M |
| Marketing | $429K+15.9% | $370K+22.5% | $302K+15.3% | $262K-4.7% | $275K-17.4% | $333K+28.1% | $260K+9.7% | $237K |
| Professional fees | $2.1M+15.5% | $1.8M-7.0% | $1.9M+9.0% | $1.8M+11.9% | $1.6M+4.3% | $1.5M+27.8% | $1.2M+13.1% | $1.1M |
| Gain on early extinguishment of subordinated debt | $0+100.0% | -$292K | $0-100.0% | $222K | $0 | $0 | — | — |
| Acquisition expense | $1.0M | $0 | $0 | — | $2.4M+130.5% | $1.1M-49.2% | $2.1M+44.6% | $1.4M |
| Other operating expenses | $13.1M-1.5% | $13.3M+2.0% | $13.0M+2.5% | $12.7M+2.5% | $12.4M+12.9% | $11.0M+31.7% | $8.3M+8.7% | $7.7M |
| Total noninterest expense | $65.7M+4.3% | $63.0M+0.6% | $62.6M+2.9% | $60.9M-3.5% | $63.1M+10.4% | $57.1M+18.6% | $48.2M+15.0% | $41.9M |
| Income before income tax expense | $27.9M+14.3% | $24.4M+19.5% | $20.4M-53.9% | $44.3M+347.6% | $9.9M-42.9% | $17.3M-17.3% | $21.0M+21.6% | $17.2M |
| Income tax expense | $5.0M+19.9% | $4.2M+10.8% | $3.8M-56.6% | $8.6M+352.5% | $1.9M-44.7% | $3.5M-16.2% | $4.1M+13.5% | $3.6M |
| Net income | $22.9M+13.1% | $20.3M+21.4% | $16.7M-53.3% | $35.7M+346.4% | $8.0M-42.4% | $13.9M-17.5% | $16.8M+23.8% | $13.6M |
| Preferred stock dividends declared | $1.1M | $0 | $0 | — | — | — | — | — |
| Net income available to common shareholders | $21.8M+7.9% | $20.3M+21.4% | $16.7M | — | — | — | — | — |
| Basic earnings per common share (in dollars per share) | $2220.00+7.8% | $2060.00+21.9% | $1690.00-52.3% | $3540.00+359.7% | $770.00-39.4% | $1270.00-24.4% | $1680.00+19.1% | $1410.00 |
| Diluted earnings per common share (in dollars per share) | $2130.00+4.4% | $2040.00+20.7% | $1690.00-51.7% | $3500.00+360.5% | $760.00-40.2% | $1270.00-23.5% | $1660.00+19.4% | $1390.00 |
| Deposit Account [Member] | ||||||||
| Noninterest income | $1.6M-2.5% | $1.6M-4.8% | $1.7M-16.7% | $2.0M+6.0% | $1.9M+35.8% | $1.4M+26.9% | $1.1M | — |
| Bank Servicing [Member] | ||||||||
| Credit and Debit Card [Member] | ||||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.