| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Loans | $263.0M+2.7% | $256.0M+9.8% | $233.1M-99.9% | $190.52B+94104.9% | $202.2M |
| Taxable investment securities | $53.2M-15.9% | $63.3M+15.4% | $54.9M-99.8% | $32.75B+104727.5% | $31.2M |
| Tax-exempt investment securities | $234K-30.4% | $336K-51.6% | $694K-99.9% | $1.27B+76958.1% | $1.7M |
| Other interest-earning assets | $8.0M-13.1% | $9.2M+83.2% | $5.0M-99.7% | $1.73B+58546.4% | $3.0M |
| Total interest income | $324.5M-1.3% | $328.9M+12.0% | $293.7M-99.9% | $226.27B+94938.3% | $238.1M |
| Deposits | $140.3M+14.6% | $122.4M+56.6% | $78.2M-99.5% | $15.21B+48125.8% | $31.5M |
| Borrowings | $49.3M-22.8% | $63.9M+60.9% | $39.7M-99.7% | $14.46B+78852.8% | $18.3M |
| Total interest expense | $189.5M+1.7% | $186.3M+58.0% | $117.9M-99.6% | $29.67B | — |
| Net interest income | $134.9M-5.4% | $142.6M-18.9% | $175.9M-99.9% | $196.60B+104346.1% | $188.2M |
| Provision for credit losses | $2.4M-62.0% | $6.2M+150.4% | $2.5M+100.0% | -$7.52B-670551.2% | -$1.1M |
| Net interest income after provision for credit losses | $132.6M-2.8% | $136.4M-21.3% | $173.4M-99.9% | $204.12B+107698.1% | $189.4M |
| Fees and service charges | $2.5M-4.6% | $2.6M-16.0% | $3.1M-99.9% | $2.58B+135904.2% | $1.9M |
| Loss on sale and call of securities | $0+100.0% | -$18.1M-19.1% | -$15.2M+97.3% | -$559.0M-72981.4% | $767K |
| Gain (loss) on sale of loans | $806K+385.8% | -$282K+82.9% | -$1.6M-100.1% | $2.54B+45450.8% | $5.6M |
| Loss on sale of other real estate owned | $0+100.0% | -$974K-600.7% | -$139K-102.8% | $5.0M | $0 |
| Income from bank owned life insurance | $10.7M+17.6% | $9.1M+5.0% | $8.6M-99.9% | $6.17B+98304.3% | $6.3M |
| Electronic banking fees and charges | $1.7M-27.2% | $2.4M+34.0% | $1.8M-99.9% | $1.63B+94600.1% | $1.7M |
| Other income | $3.4M+0.3% | $3.4M-46.3% | $6.3M-99.6% | $1.58B+89905.7% | $1.8M |
| Total non-interest income | $19.1M+1055.9% | -$2.0M-172.4% | $2.8M-100.0% | $13.93B+66170.3% | $21.0M |
| Salaries and employee benefits | $70.9M+2.4% | $69.2M-8.4% | $75.6M-99.9% | $76.26B+110748.8% | $68.8M |
| Net occupancy expense of premises | $11.5M+4.5% | $11.0M-8.3% | $12.0M-99.9% | $14.11B+111270.6% | $12.7M |
| Equipment and systems | $15.7M+3.2% | $15.2M+4.4% | $14.6M-99.9% | $15.89B+106732.5% | $14.9M |
| Advertising and marketing | $1.9M+34.5% | $1.4M-34.2% | $2.1M-99.9% | $2.06B+95180.0% | $2.2M |
| Federal deposit insurance premium | $5.9M-1.2% | $6.0M+16.5% | $5.1M-99.8% | $2.46B+126446.4% | $1.9M |
| Directors' compensation | $1.4M-10.0% | $1.5M+10.4% | $1.4M-99.9% | $2.13B+71132.9% | $3.0M |
| Goodwill impairment | $0-100.0% | $97.4M | $0 | $0 | — |
| Other expense | $13.4M-0.2% | $13.4M+3.8% | $12.9M-99.9% | $12.80B+73864.1% | $17.3M |
| Total non-interest expense | $120.6M-43.9% | $215.2M+73.9% | $123.8M-99.9% | $125.71B+99759.4% | $125.9M |
| Income (loss) before income taxes | $31.0M+138.4% | -$80.8M-254.2% | $52.4M-99.9% | $92.35B+109191.6% | $84.5M |
| Income tax expense | $4.9M-16.4% | $5.9M-49.1% | $11.6M-100.0% | $24.80B+116534.5% | $21.3M |
| Net income (loss) | $26.1M+130.1% | -$86.7M-312.4% | $40.8M-99.9% | $67.55B+106722.4% | $63.2M |
| Basic (in dollars per share) | $420.00+130.2% | -$1390.00-320.6% | $630.00-33.7% | $950.00+23.4% | $770.00 |
| Diluted (in dollars per share) | $420.00+130.2% | -$1390.00-320.6% | $630.00-33.7% | $950.00+23.4% | $770.00 |
| Basic (in shares) | 62.5M+0.1% | 62.4M-3.6% | 64.8M-8.6% | 70.9M-13.9% | 82.4M |
| Diluted (in shares) | 62.7M+0.4% | 62.4M-3.6% | 64.8M-8.6% | 70.9M-13.9% | 82.4M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.