| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Interest income | $158.8M+8.4% | $146.5M+9.9% | $133.3M-33.4% | $200.2M-23.7% | $262.5M+83.7% | $142.9M+12.0% | $127.6M |
| Interest expense | -$148.5M-0.8% | -$147.3M-13.2% | -$130.1M+13.8% | -$150.9M+30.9% | -$218.5M-66.2% | -$131.4M-0.8% | -$130.3M |
| Net interest income (expense) | $10.3M+1318.9% | -$843K-127.0% | $3.1M-93.7% | $49.3M+12.0% | $44.0M+284.9% | $11.4M+512.1% | -$2.8M |
| Gain on origination and sale of loans, net | $742.4M+15.6% | $642.1M+22.4% | $524.5M-29.9% | $748.5M-76.7% | $3.21B-17.7% | $3.91B+253.7% | $1.10B |
| Origination income, net | $131.7M+60.1% | $82.3M+26.2% | $65.2M-49.7% | $129.7M-64.2% | $362.3M+40.0% | $258.8M+73.1% | $149.5M |
| Servicing fee income | $437.2M-9.2% | $481.7M-2.3% | $492.8M+9.7% | $449.1M+14.1% | $393.7M+111.8% | $185.9M+57.0% | $118.4M |
| Changes in fair value of servicing rights, net | -$198.5M+7.7% | -$215.1M-16.7% | -$184.4M+5.1% | -$194.4M+56.4% | -$445.9M-208.9% | -$144.3M-47.4% | -$97.9M |
| Other income | $66.7M-4.9% | $70.1M-3.6% | $72.8M-0.9% | $73.4M-53.3% | $157.3M+66.6% | $94.4M+43.7% | $65.7M |
| Total net revenues | $1.19B+12.2% | $1.06B+8.9% | $974.0M-22.4% | $1.26B-66.3% | $3.72B-13.6% | $4.31B+222.5% | $1.34B |
| Personnel expense | $641.5M+6.8% | $600.5M+4.8% | $573.0M-44.2% | $1.03B-46.8% | $1.93B+26.0% | $1.53B+100.1% | $765.3M |
| Marketing and advertising expense | $146.7M+10.6% | $132.7M-0.2% | $132.9M-43.9% | $236.8M-49.4% | $467.6M+76.9% | $264.3M+40.7% | $187.9M |
| Direct origination expense | $83.5M-0.8% | $84.2M+25.5% | $67.1M-44.4% | $120.9M-37.5% | $193.3M+54.9% | $124.8M+33.4% | $93.5M |
| General and administrative expense | $177.1M-13.3% | $204.2M-4.0% | $212.7M-19.9% | $265.7M+23.6% | $215.0M+25.2% | $171.7M+70.9% | $100.5M |
| Occupancy expense | $16.9M-13.2% | $19.4M-17.4% | $23.5M-33.4% | $35.3M-8.2% | $38.4M-2.1% | $39.3M+5.5% | $37.2M |
| Depreciation and amortization | $26.2M-27.4% | $36.1M-12.5% | $41.3M-2.2% | $42.2M+18.7% | $35.5M-0.4% | $35.7M-4.6% | $37.4M |
| Servicing expense | $43.1M+15.4% | $37.4M+35.0% | $27.7M-47.9% | $53.1M-46.4% | $99.1M+21.2% | $81.7M | — |
| Other interest expense | $175.2M-7.1% | $188.6M+8.3% | $174.1M+40.3% | $124.1M+55.9% | $79.6M+65.8% | $48.0M+16.2% | $41.3M |
| Total expenses | $1.31B+0.6% | $1.30B+4.1% | $1.25B-35.6% | $1.95B-36.4% | $3.06B+33.1% | $2.30B+76.1% | $1.30B |
| Loss before income taxes | -$120.5M+50.4% | -$242.8M+12.7% | -$278.3M+59.7% | -$690.0M-203.5% | $666.5M-66.9% | $2.02B+6068.6% | $32.7M |
| Income tax benefit | -$13.0M+68.1% | -$40.7M+4.9% | -$42.8M+46.2% | -$79.6M-283.5% | $43.4M+1829.3% | $2.2M+228.5% | -$1.7M |
| Net loss | -$107.5M+46.8% | -$202.2M+14.2% | -$235.5M+61.4% | -$610.4M-198.0% | $623.1M-69.0% | $2.01B+5748.7% | $34.4M |
| Net loss attributable to noncontrolling interest | -$44.9M+56.8% | -$103.8M+17.2% | -$125.4M+62.8% | -$337.4M-166.2% | $509.6M-74.7% | $2.01B+5748.7% | $34.4M |
| Net loss attributable to loanDepot, Inc. | -$62.6M+36.3% | -$98.3M+10.7% | -$110.1M+59.7% | -$273.0M-340.5% | $113.5M | $0 | $0 |
| Common Class A And D | |||||||
| Basic (in usd per share) | -$300.00+43.4% | -$530.00+15.9% | -$630.00-35900.0% | -$1.75-301.1% | $0.87 | — | — |
| Diluted (in usd per share) | -$300.00+43.4% | -$530.00+15.9% | -$630.00-35900.0% | -$1.75-301.1% | $0.87 | — | — |
| Basic (in shares) | 211.02B+113571.2% | 185.6M+6.1% | 174.9M+12.1% | 156.0M+20.0% | 130.0M | — | — |
| Diluted (in shares) | 211.02B+113571.2% | 185.6M+6.1% | 174.9M+12.1% | 156.0M+20.0% | 130.0M | — | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.