| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Loans receivable, including fees | $150.0M+2.6% | $146.2M+148.6% | $58.8M+61.5% | $36.4M+128.6% | $15.9M+38.5% | $11.5M |
| Taxable | $8.6M+38.7% | $6.2M+90.4% | $3.3M+49.9% | $2.2M+149.1% | $873K-38.0% | $1.4M |
| Exempt from federal income tax | $1.4M-3.9% | $1.5M+23.0% | $1.2M+1.8% | $1.2M-7.3% | $1.3M+2.5% | $1.2M |
| Other | $9.0M-1.7% | $9.2M+246.9% | $2.6M-5.8% | $2.8M+26.8% | $2.2M+81.2% | $1.2M |
| Total interest and dividend income | $164.6M+3.7% | $158.7M+143.4% | $65.2M+61.9% | $40.3M+117.7% | $18.5M+29.4% | $14.3M |
| Deposits | $52.1M+2.1% | $51.0M+125.4% | $22.6M+324.2% | $5.3M+155.2% | $2.1M-21.3% | $2.7M |
| Other borrowings | $4.0M-0.3% | $4.0M+106.8% | $1.9M+336.1% | $441K+782.0% | $50K-15.3% | $59K |
| Subordinated debt | $4.2M+10.4% | $3.8M+98.3% | $1.9M+28.3% | $1.5M+502.8% | $249K | $0 |
| Total interest expense | $60.3M+2.5% | $58.8M+122.1% | $26.5M+263.9% | $7.3M+204.6% | $2.4M-12.0% | $2.7M |
| NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES | $104.3M+4.4% | $99.9M+158.1% | $38.7M+17.4% | $33.0M+104.8% | $16.1M+39.2% | $11.6M |
| Provision for credit losses | $8.2M+3078.6% | $257K-97.2% | $9.3M+620.5% | $1.3M+99.1% | $648K+252.2% | $184K |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $96.1M-3.5% | $99.6M+238.7% | $29.4M-7.2% | $31.7M+105.0% | $15.5M+35.7% | $11.4M |
| Service charges on deposit accounts | $4.3M+6.8% | $4.0M+312.7% | $978K+17.5% | $832K+13.5% | $733K-1.3% | $743K |
| Bank-owned life insurance | $1.8M+8.5% | $1.6M+121.3% | $738K+48.5% | $497K+96.4% | $253K+36.0% | $186K |
| Net realized gains on the sales of debt securities | $0-100.0% | $4K+100.2% | -$2.4M-18330.8% | $13K-82.4% | $74K-32.7% | $110K |
| Gain on sale of loans | $719K+166.3% | $270K-41.9% | $465K-38.2% | $753K+138.3% | $316K | — |
| Gain on sale of branches | $11.1M | $0 | — | — | — | — |
| Total noninterest income | $21.9M+147.3% | $8.9M+715.3% | $1.1M-63.2% | $3.0M+38.2% | $2.1M+21.9% | $1.8M |
| Salaries and employee benefits | $43.1M+5.1% | $41.1M+99.2% | $20.6M+27.0% | $16.2M+131.8% | $7.0M+54.0% | $4.5M |
| Occupancy | $5.5M-7.5% | $5.9M+97.2% | $3.0M+42.3% | $2.1M+132.1% | $913K+104.3% | $447K |
| Equipment and data processing | $7.8M+8.6% | $7.2M+92.8% | $3.7M+22.1% | $3.0M+112.0% | $1.4M+21.0% | $1.2M |
| Professional fees | $2.6M-9.8% | $2.8M+66.7% | $1.7M+37.4% | $1.2M+80.4% | $685K+27.3% | $538K |
| FDIC insurance and supervisory fees | $1.8M-23.6% | $2.4M+193.3% | $817K | — | — | — |
| Intangible amortization | $4.3M-10.2% | $4.8M+620.7% | $663K | — | — | — |
| Merger & restructuring expenses | $707K-22.6% | $914K-91.8% | $11.2M+1048.6% | $973K-78.8% | $4.6M | $0 |
| Advertising | $603K-4.7% | $633K+92.4% | $329K | — | — | — |
| Total noninterest expense | $75.4M+0.7% | $74.9M+63.4% | $45.8M+64.7% | $27.8M+59.1% | $17.5M+110.7% | $8.3M |
| Income before income tax (benefit) expense | $42.6M+26.8% | $33.6M+319.2% | -$15.3M-324.8% | $6.8M+6720.0% | $100K-97.9% | $4.8M |
| Income tax expense | $9.1M+23.1% | $7.4M+319.8% | -$3.4M-375.0% | $1.2M+746.6% | -$189K-129.3% | $645K |
| NET INCOME | $33.5M+27.9% | $26.2M+319.0% | -$12.0M-313.8% | $5.6M+1837.0% | $289K-93.1% | $4.2M |
| EARNINGS PER SHARE, BASIC | $0.90+26.8% | $0.71+206.0% | -$0.67-236.7% | $0.49+1125.0% | $0.04-94.6% | $0.74 |
| EARNINGS PER SHARE, DILUTED | $0.90+26.8% | $0.71+206.0% | -$0.67-236.7% | $0.49+1125.0% | $0.04-94.6% | $0.74 |
| BASIC | $37.17B+0.5% | $36.99B+108.4% | $17.75B+57.0% | $11.31B+64.4% | $6.88B+20.9% | $5.69B |
| DILUTED | $37.32B+0.6% | $37.11B+109.0% | $17.75B+57.0% | $11.31B+56.0% | $7.25B+27.4% | $5.69B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.