| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Loans, including fees | $480.5M+11.8% | $429.7M+24.6% | $345.0M+48.8% | $231.9M+40.9% | $164.5M+20.5% | $136.5M+16.5% | $117.1M |
| Securities | $23.6M+10.4% | $21.4M+15.4% | $18.5M+18.5% | $15.6M+167.8% | $5.8M | — | — |
| Overnight deposits | $9.3M-37.7% | $15.0M+61.1% | $9.3M-24.3% | $12.3M+433.1% | $2.3M-9.3% | $2.5M-67.2% | $7.8M |
| Other interest and dividends | $1.8M-18.2% | $2.2M-11.2% | $2.5M+168.6% | $939K+54.4% | $608K-25.1% | $812K-22.2% | $1.0M |
| Total interest income | $515.3M+10.0% | $468.4M+24.8% | $375.4M+44.0% | $260.7M+50.5% | $173.3M+21.1% | $143.1M+10.3% | $129.8M |
| Deposits | $198.8M+0.4% | $198.0M+53.9% | $128.7M+339.4% | $29.3M+105.6% | $14.2M-0.0% | $14.2M-44.2% | $25.5M |
| Borrowed funds | $11.9M-24.4% | $15.8M-29.6% | $22.4M+2411.1% | $893K | — | — | $4.1M |
| Trust preferred securities | $1.3M-13.0% | $1.5M+1.3% | $1.5M+83.7% | $799K+88.4% | $424K-25.9% | $572K-36.4% | $899K |
| Total interest expense | $212.0M-1.5% | $215.3M+41.1% | $152.6M+383.1% | $31.6M+94.0% | $16.3M-10.4% | $18.2M-43.5% | $32.2M |
| Net interest income | $303.2M+19.8% | $253.1M+13.6% | $222.8M-2.8% | $229.2M+46.0% | $157.0M+25.7% | $124.9M+28.0% | $97.6M |
| Provision for credit losses | $37.6M+500.8% | $6.3M-49.1% | $12.3M+21.4% | $10.1M+165.1% | $3.8M | — | — |
| Net interest income after provision for credit losses | $265.6M+7.6% | $246.8M+17.2% | $210.6M-3.9% | $219.0M+43.0% | $153.2M+32.7% | $115.4M+23.6% | $93.4M |
| Non-interest income | $13.4M-29.7% | $19.0M+577.8% | $2.8M+59.0% | $1.8M-9.6% | $1.9M+32.0% | $1.5M | — |
| Other income | $3.5M+58.0% | $2.2M-22.0% | $2.8M+87.8% | $1.5M-39.7% | $2.5M-48.1% | $4.8M | — |
| Total non-interest income | $11.9M-50.2% | $23.8M-14.6% | $27.9M+4.9% | $26.6M+12.2% | $23.7M+39.4% | $17.0M+60.0% | $10.6M |
| Compensation and benefits | $84.0M+7.9% | $77.9M+16.3% | $67.0M+16.9% | $57.3M+24.8% | $45.9M+15.4% | $39.8M+27.4% | $31.2M |
| Bank premises and equipment | $10.3M+6.9% | $9.7M+3.3% | $9.3M+5.5% | $8.9M+9.9% | $8.1M-3.4% | $8.3M+27.7% | $6.5M |
| Professional fees | $14.9M-30.0% | $21.3M+18.0% | $18.1M+25.2% | $14.4M+113.7% | $6.8M+63.8% | $4.1M+20.3% | $3.4M |
| Technology costs | $17.1M+55.6% | $11.0M+122.9% | $4.9M+4.8% | $4.7M-9.4% | $5.2M+53.6% | $3.4M | — |
| Deposit related program fees | $24.0M+42.7% | $16.8M+28.5% | $13.1M | — | — | — | — |
| FDIC assessments | $9.5M-18.9% | $11.8M+29.8% | $9.1M+96.3% | $4.6M+20.1% | $3.9M+88.7% | $2.0M | — |
| Regulatory settlement reserve | $9.5M+271.4% | -$5.5M | — | $35.0M | — | — | — |
| Other expenses | $16.0M+2.4% | $15.6M+0.5% | $15.6M+16.6% | $13.4M+49.4% | $8.9M+24.5% | $7.2M-7.5% | $7.8M |
| Total non-interest expense | $176.0M+1.4% | $173.6M+32.0% | $131.5M-11.6% | $148.7M+70.4% | $87.3M+17.2% | $74.5M+24.3% | $60.0M |
| Net income before income tax expense | $101.5M+4.6% | $97.1M-9.2% | $106.9M+10.3% | $96.9M+8.2% | $89.6M+54.6% | $57.9M+31.4% | $44.1M |
| Income tax expense | $30.4M+0.1% | $30.4M+2.5% | $29.6M-20.9% | $37.5M+29.2% | $29.0M+57.2% | $18.5M+32.5% | $13.9M |
| Net income | $71.1M+6.6% | $66.7M-13.7% | $77.3M+30.0% | $59.4M-1.9% | $60.6M+53.4% | $39.5M+31.0% | $30.1M |
| Basic earnings (in dollars per share) | $6710.00+12.4% | $5970.00-14.1% | $6950.00+28.2% | $5420.00-18.4% | $6640.00+39.5% | $4760.00+31.1% | $3630.00 |
| Diluted earnings (in dollars per share) | $6620.00+11.6% | $5930.00-14.2% | $6910.00+30.6% | $5290.00-18.0% | $6450.00+38.4% | $4660.00+30.9% | $3560.00 |
| Service charges on deposit accounts | |||||||
| Global Payments Group revenue | |||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.