| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Loans and other finance receivables, including fees | $156.0M+6.0% | $147.2M+13.1% | $130.1M+53.7% | $84.6M+23.0% | $68.8M+14.0% | $60.4M+18.1% | $51.1M |
| Securities - taxable | $7.3M+26.7% | $5.7M+48.2% | $3.9M+60.0% | $2.4M+65.4% | $1.5M+23.4% | $1.2M-5.0% | $1.2M |
| Securities - tax-exempt | $1.3M-2.1% | $1.3M-6.3% | $1.4M-1.4% | $1.4M+16.7% | $1.2M+13.9% | $1.0M+222.2% | $324K |
| Cash and cash equivalents | $1.8M-2.6% | $1.8M+46.0% | $1.3M+342.7% | $286K+495.8% | $48K-30.4% | $69K-57.9% | $164K |
| Total interest income | $166.3M+6.6% | $156.0M+14.2% | $136.6M+54.0% | $88.7M+24.0% | $71.5M+14.2% | $62.7M+18.5% | $52.9M |
| Deposits | $68.2M-7.9% | $74.0M+28.0% | $57.8M+275.5% | $15.4M+180.3% | $5.5M-44.9% | $10.0M-28.3% | $13.9M |
| Borrowings and subordinated debentures | $10.5M-4.8% | $11.0M+11.9% | $9.8M+207.5% | $3.2M+9.6% | $2.9M-20.9% | $3.7M+40.8% | $2.6M |
| Total interest expense | $78.6M-7.5% | $85.0M+25.7% | $67.6M+263.8% | $18.6M+121.1% | $8.4M-38.4% | $13.7M-17.3% | $16.5M |
| Net interest income | $87.7M+23.5% | $71.0M+3.0% | $68.9M-1.7% | $70.1M+11.1% | $63.1M+28.8% | $49.0M+34.8% | $36.3M |
| Provision for credit losses | $15.2M+32.9% | $11.4M+67.3% | $6.8M+173.9% | $2.5M | — | — | — |
| Net interest income after provision for credit losses | $72.5M+21.7% | $59.6M-4.1% | $62.1M-8.2% | $67.6M+9.0% | $62.0M+52.5% | $40.7M+14.8% | $35.4M |
| Mortgage banking income | $20.8M-1.2% | $21.0M+27.3% | $16.5M-34.7% | $25.3M-66.6% | $75.9M-0.7% | $76.5M+194.0% | $26.0M |
| Wealth management income | $6.3M+10.1% | $5.7M+16.4% | $4.9M+3842.4% | $125K-3.1% | $129K-96.7% | $3.9M+6.3% | $3.6M |
| SBA loan income | $5.5M+57.7% | $3.5M-22.9% | $4.5M+0.4% | $4.5M-35.2% | $6.9M+168.2% | $2.6M+83.6% | $1.4M |
| Earnings on investment in life insurance | $956K+10.1% | $868K+10.0% | $789K+42.7% | $553K+51.5% | $365K+30.8% | $279K-3.8% | $290K |
| Net gain on sale of MSRs | $403K-89.9% | $4.0M | $0 | — | — | — | — |
| Net (loss) gain on sale of loans | -$434K-2993.3% | $15K | — | — | — | — | — |
| Net change in the fair value of derivative instruments | $373K+1143.3% | $30K-67.0% | $91K+112.9% | -$703K+83.8% | -$4.3M-187.2% | $5.0M+4382.0% | $111K |
| Net change in the fair value of loans held-for-sale | $310K+1340.0% | -$25K-178.1% | $32K+103.8% | -$844K+74.5% | -$3.3M-186.1% | $3.8M+29692.3% | -$13K |
| Net change in the fair value of loans held-for-investment | $659K+207.9% | $214K+62.1% | $132K+105.5% | -$2.4M-1174.1% | -$189K-158.5% | $323K-17.4% | $391K |
| Net (loss) on hedging activity | -$151K-73.6% | -$87K-410.7% | $28K-99.5% | $5.4M+83.7% | $3.0M+131.5% | -$9.4M-1052.0% | -$816K |
| Net gain (loss) on sale of investments AFS | $501K+978.9% | -$57K+1.7% | -$58K | $0-100.0% | $435K-67.7% | $1.3M+715.2% | $165K |
| Other | $11.4M+6.5% | $10.7M+13.2% | $9.5M+25.4% | $7.6M-6.1% | $8.1M+30.6% | $6.2M-18.0% | $7.5M |
| Total non-interest income | $39.2M-5.2% | $41.3M+29.3% | $32.0M-23.4% | $41.7M-52.6% | $88.0M+1.2% | $86.9M+164.2% | $32.9M |
| Salaries and employee benefits | $51.3M+8.5% | $47.3M-0.2% | $47.4M-12.9% | $54.4M-31.1% | $78.9M+9.3% | $72.1M+105.2% | $35.2M |
| Occupancy and equipment | $4.6M-23.4% | $6.0M+23.4% | $4.8M+0.1% | $4.8M+6.4% | $4.5M+5.9% | $4.3M+12.8% | $3.8M |
| Professional fees | $4.1M-14.1% | $4.8M+10.6% | $4.3M+18.6% | $3.6M+2.2% | $3.6M+14.3% | $3.1M+19.1% | $2.6M |
| Data processing and software | $7.0M+14.4% | $6.1M-4.2% | $6.4M+17.7% | $5.5M+24.4% | $4.4M | — | — |
| Advertising and promotion | $3.9M+17.7% | $3.3M-11.7% | $3.7M-14.0% | $4.3M+16.7% | $3.7M+30.2% | $2.9M+15.2% | $2.5M |
| Pennsylvania bank shares tax | $1.0M+4.5% | $972K+0.4% | $968K | — | $609K-41.9% | $1.0M+59.4% | $658K |
| Total non-interest expense | $83.3M+5.2% | $79.1M+2.6% | $77.1M-5.3% | $81.4M-21.5% | $103.7M+11.4% | $93.1M+69.8% | $54.8M |
| Income before income taxes | $28.4M+30.4% | $21.8M+28.4% | $17.0M-39.2% | $27.9M-39.7% | $46.3M+34.1% | $34.5M+155.6% | $13.5M |
| Income tax expense | $6.6M+20.7% | $5.4M+46.1% | $3.7M-38.9% | $6.1M-43.2% | $10.7M+32.3% | $8.1M+167.0% | $3.0M |
| Net income | $21.8M+33.6% | $16.3M+23.4% | $13.2M-39.3% | $21.8M-38.7% | $35.6M+34.6% | $26.4M+152.2% | $10.5M |
| Basic earnings per common share (in USD per share) | $1930.00+31.3% | $1470.00+23.5% | $1190.00-35.7% | $1850.00-37.5% | $2960.00-31.5% | $4320.00+163.4% | $1640.00 |
| Diluted earnings per common share (in USD per share) | $1890.00+30.3% | $1450.00+25.0% | $1160.00-35.2% | $1790.00-37.6% | $2870.00-32.8% | $4270.00+162.0% | $1630.00 |
| Basic weighted average shares outstanding (in shares) | 11.3M+1.9% | 11.1M-0.0% | 11.1M-5.7% | 11.8M-2.0% | 12.0M | — | — |
| Diluted weighted average shares outstanding (in shares) | 11.5M+2.6% | 11.2M-1.3% | 11.4M-6.7% | 12.2M-1.7% | 12.4M | — | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.