| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Cash and due from banks | $12.1M-7.6% | $13.0M-6.1% | $13.9M-4.4% | $14.5M |
| Interest-bearing deposits in other financial institutions | $151.9M-1.8% | $154.7M-28.3% | $215.6M+589.6% | $31.3M |
| Total cash and cash equivalents | $164.0M-2.3% | $167.7M-26.9% | $229.5M+401.1% | $45.8M |
| Trading securities | $15.2M+9.6% | $13.9M+10.6% | $12.5M+16.7% | $10.8M |
| Debt securities available-for-sale, at estimated fair value (and no allowance for credit losses at December 31, 2025 and December 31, 2024) | $1.41B+28.3% | $1.10B+38.4% | $795.5M-16.5% | $952.2M |
| Debt securities held-to-maturity, at amortized cost (estimated fair value of $8,762 at December 31, 2025, and $8,762 at December 31, 2024) | $8.3M-10.4% | $9.3M-5.7% | $9.9M-8.3% | $10.8M |
| Equity securities | $5.0M-64.9% | $14.3M+34.2% | $10.6M+1.8% | $10.4M |
| Loans held-for-sale | $0-100.0% | $4.9M | $0 | — |
| Loans held-for-investment, net | $3.86B-4.1% | $4.02B-4.3% | $4.20B-0.9% | $4.24B |
| Allowance for credit losses | -$38.1M-8.4% | -$35.2M+6.3% | -$37.5M+11.9% | -$42.6M |
| Net loans held-for-investment | $3.82B-4.2% | $3.99B-4.3% | $4.17B-0.8% | $4.20B |
| Accrued interest receivable | $20.1M+5.5% | $19.1M+3.2% | $18.5M+6.1% | $17.4M |
| Bank-owned life insurance | $182.8M+4.0% | $175.8M+2.5% | $171.5M+2.2% | $167.9M |
| Federal Home Loan Bank (“FHLB”) of New York stock, at cost | $46.6M+29.7% | $35.9M-9.5% | $39.7M+30.6% | $30.4M |
| Operating lease right-of-use assets | $25.8M-7.1% | $27.8M-8.0% | $30.2M-11.9% | $34.3M |
| Premises and equipment, net | $19.9M-9.3% | $22.0M-11.2% | $24.8M-0.3% | $24.8M |
| Goodwill | $0-100.0% | $41.0M+0.0% | $41.0M+0.0% | $41.0M |
| Other assets | $35.2M-25.0% | $46.9M-3.4% | $48.6M-10.7% | $54.4M |
| Total assets | $5.75B+1.5% | $5.67B+1.2% | $5.60B-0.1% | $5.60B |
| Deposits | $4.02B-3.0% | $4.14B+6.7% | $3.88B-6.5% | $4.15B |
| FHLB advances and other borrowings | $900.2M+35.1% | $666.4M-20.1% | $834.3M+49.3% | $558.9M |
| Subordinated debentures, net of issuance costs | $61.7M+0.4% | $61.4M+0.4% | $61.2M+0.4% | $61.0M |
| Operating lease liabilities | $29.6M-8.0% | $32.2M-8.5% | $35.2M-11.5% | $39.8M |
| Advance payments by borrowers for taxes and insurance | $20.3M-15.7% | $24.1M-4.2% | $25.1M-3.4% | $26.0M |
| Accrued expenses and other liabilities | $36.3M-7.0% | $39.1M-1.6% | $39.7M+1.7% | $39.0M |
| Total liabilities | $5.06B+2.1% | $4.96B+1.3% | $4.90B-0.0% | $4.90B |
| Preferred stock, $0.01 par value; 25,000,000 shares authorized, none issued or outstanding | $0 | $0 | $0 | $0 |
| Common stock, $0.01 par value; 150,000,000 shares authorized, 64,770,875 shares issued at December 31, 2025 and 2024, respectively, 41,801,495 and 42,903,598 shares outstanding at December 31, 2025 and 2024, respectively | 648K+0.0% | 648K+0.0% | 648K+0.0% | 648K |
| Additional paid-in-capital | $592.5M+0.2% | $591.3M+0.1% | $591.0M+0.1% | $590.2M |
| Unallocated common stock held by employee stock ownership plan | -$11.7M+10.1% | -$13.0M+9.1% | -$14.3M+8.4% | -$15.7M |
| Retained earnings | $420.4M-4.6% | $440.8M+1.7% | $433.2M+3.6% | $418.4M |
| Accumulated other comprehensive loss | -$4.2M+79.2% | -$20.3M+37.4% | -$32.4M+32.9% | -$48.3M |
| Treasury stock at cost; 22,969,380 and 21,867,277 shares at December 31, 2025 and 2024, respectively | -$307.5M-4.3% | -$294.7M-5.8% | -$278.6M-14.2% | -$243.9M |
| Total stockholders’ equity | $690.1M-2.1% | $704.7M+0.8% | $699.4M-0.3% | $701.4M |
| Total liabilities and stockholders’ equity | $5.75B+1.5% | $5.67B+1.2% | $5.60B-0.1% | $5.60B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.