| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Interest on finance receivables | $591.8M+13.5% | $521.2M+3.1% | $505.4M+12.0% | $451.4M |
| Other revenue | $5.3M+11.5% | $4.7M+34.6% | $3.5M+149.4% | $1.4M |
| Interest and other income | $597.0M+13.5% | $526.0M+3.3% | $508.9M+12.4% | $452.9M |
| Change in fair value of finance receivables | -$215.9M-5.6% | -$204.4M+11.7% | -$231.4M+1.1% | -$234.0M |
| Provision for credit losses on finance receivables | $0+100.0% | -$42K+99.0% | -$4.3M-124.1% | -$1.9M |
| Net revenue | $381.2M+18.6% | $321.5M+17.7% | $273.2M+25.9% | $217.0M |
| Salaries and employee benefits | $60.7M+0.4% | $60.5M-0.3% | $60.7M+1.2% | $60.0M |
| Direct marketing costs | $50.9M+3.4% | $49.2M-2.7% | $50.6M-13.3% | $58.3M |
| Interest expense and amortized debt issuance costs | $39.4M-11.9% | $44.7M-4.4% | $46.8M+33.0% | $35.2M |
| Professional fees | $20.1M-6.8% | $21.6M+19.7% | $18.0M+39.3% | $12.9M |
| Technology costs | $12.4M+2.2% | $12.2M-3.0% | $12.5M-3.9% | $13.1M |
| Payment processing fees | $6.6M-7.4% | $7.1M-31.8% | $10.4M+0.2% | $10.4M |
| Depreciation and amortization | $5.2M-46.4% | $9.6M-24.5% | $12.7M-6.2% | $13.6M |
| Occupancy | $4.1M+2.4% | $4.0M-9.0% | $4.4M-0.2% | $4.4M |
| Exit costs, net | -$1.4M-148.6% | $3.0M | $0 | $0 |
| Lower of cost or market adjustment on transfer of finance receivables from held for sale to held for investment | $0 | $0+100.0% | -$3.0M | $0 |
| General, administrative and other | $16.6M+10.2% | $15.1M+10.3% | $13.6M+15.0% | $11.9M |
| Total expenses | $214.5M-5.5% | $226.9M+0.1% | $226.8M+1.6% | $223.3M |
| Income from operations | $166.7M+76.3% | $94.5M+103.9% | $46.4M+830.9% | -$6.3M |
| Change in fair value of warrant liabilities | -$11.3M-37.6% | -$8.2M-65.7% | -$5.0M-153.2% | $9.4M |
| Income from equity method investment | $5.0M+244.9% | $1.4M | $0 | $0 |
| Other (expense) income, net | -$4.2M-1412.3% | $318K-26.2% | $431K | — |
| Income before income taxes | $156.1M+77.3% | $88.1M+110.6% | $41.8M+1265.0% | $3.1M |
| Income tax expense | $9.9M+134.5% | $4.2M+80.8% | $2.3M+941.5% | -$277K |
| Net income | $146.2M+74.4% | $83.8M+112.4% | $39.5M+1082.0% | $3.3M |
| Less: net income attributable to noncontrolling interest | $119.9M+56.6% | $76.6M+89.2% | $40.5M+1177.3% | -$3.8M |
| Net income (loss) attributable to OppFi Inc. | $26.3M+262.8% | $7.3M+822.2% | -$1.0M-114.2% | $7.1M |
| Basic (in dollars per share) | $990.00+175.0% | $360.00+700.0% | -$60.00-111.8% | $510.00 |
| Diluted (in dollars per share) | $990.00+175.0% | $360.00+700.0% | -$60.00-220.0% | $50.00 |
| Basic (in shares) | 26.51B+31.6% | 20.15B+22.9% | 16.39B+17.8% | 13.91B |
| Diluted (in shares) | 26.51B+31.6% | 20.15B+22.9% | 16.39B-80.5% | 84.26B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.