| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Interest income | $893.2M-3.5% | $925.5M-3.9% | $963.5M+10.0% | $876.1M+52.1% | $575.8M |
| Non-interest income | $63.5M-16.8% | $76.3M-18.3% | $93.4M+22.2% | $76.4M+50.0% | $50.9M |
| Total revenue | $956.7M-4.5% | $1.00B-5.2% | $1.06B+11.0% | $952.5M+52.0% | $626.8M |
| Interest expense | $231.5M-2.8% | $238.2M+32.7% | $179.4M+92.8% | $93.0M+95.2% | $47.7M |
| Net decrease in fair value | -$319.3M+31.8% | -$468.4M+21.5% | -$596.8M-172.7% | -$218.8M-350.0% | -$48.6M |
| Net revenue | $405.8M+37.5% | $295.2M+5.2% | $280.7M-56.2% | $640.7M+20.8% | $530.5M |
| Technology and facilities | $142.4M-14.3% | $166.2M-24.3% | $219.4M+1.5% | $216.1M+54.9% | $139.6M |
| Sales and marketing | $70.6M+5.4% | $67.0M-11.0% | $75.3M-31.6% | $110.0M-5.9% | $116.9M |
| Personnel | $79.9M-8.3% | $87.2M-28.5% | $121.8M-21.3% | $154.8M+33.7% | $115.8M |
| Outsourcing and professional fees | $34.8M-5.6% | $36.8M-18.8% | $45.4M-32.9% | $67.6M+16.7% | $57.9M |
| General, administrative and other | $34.0M-36.1% | $53.2M-26.5% | $72.4M+23.0% | $58.8M+57.0% | $37.5M |
| Total operating expenses | $361.8M-11.8% | $410.4M-23.2% | $534.3M-25.4% | $715.9M+53.1% | $467.7M |
| Income (loss) before taxes | $44.1M+138.3% | -$115.2M+54.6% | -$253.7M-236.9% | -$75.3M-219.9% | $62.8M |
| Income tax expense (benefit) | $18.8M+151.6% | -$36.5M+50.5% | -$73.7M-3098.5% | $2.5M-84.0% | $15.4M |
| Net income (loss) | $25.2M+132.1% | -$78.7M+56.3% | -$180.0M-131.5% | -$77.7M-264.0% | $47.4M |
| Net income (loss) attributable to common stockholders | $25.2M+132.1% | -$78.7M+56.3% | -$180.0M-131.5% | -$77.7M-264.0% | $47.4M |
| Basic (in USD per share) | $540.00+127.7% | -$1950.00+60.0% | -$4880.00-105.9% | -$2370.00-241.1% | $1680.00 |
| Diluted (in USD per share) | $530.00+127.2% | -$1950.00+60.0% | -$4880.00-105.9% | -$2370.00-251.9% | $1560.00 |
| Basic (in shares) | 46.42B+15.0% | 40.36B+9.4% | 36.88B+12.3% | 32.83B+16.4% | 28.19B |
| Diluted (in shares) | 47.86B+18.6% | 40.36B+9.4% | 36.88B+12.3% | 32.83B+8.3% | 30.32B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.