| Metric | FY2025 | FY2024 | FY2024 | FY2023 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|---|
| Loans | $91.6M+119.4% | $41.8M-42.3% | $72.4M+111.3% | $34.3M-38.0% | $55.2M+39.6% | $39.6M-6.7% | $42.4M |
| Securities | $14.8M+201.8% | $4.9M-49.7% | $9.8M+88.6% | $5.2M-47.7% | $9.9M+234.3% | $3.0M+142.5% | $1.2M |
| Interest-earning deposits with banks and other | $3.1M+43.0% | $2.1M-65.3% | $6.2M+179.0% | $2.2M-62.6% | $5.9M+345.3% | $1.3M+322.5% | $315K |
| Total interest and dividend income | $109.5M+124.3% | $48.8M-44.7% | $88.3M+112.1% | $41.6M-41.4% | $71.0M+62.0% | $43.8M-0.2% | $43.9M |
| Deposits | $28.1M+116.9% | $13.0M-37.2% | $20.7M+128.6% | $9.0M+95.7% | $4.6M+238.0% | $1.4M-32.5% | $2.0M |
| Borrowings and other | $2.2M+477.6% | $389K-65.6% | $1.1M+83.3% | $617K-29.2% | $872K+799.0% | $97K+15.5% | $84K |
| Total interest expense | $30.4M+127.4% | $13.4M-38.7% | $21.8M+125.7% | $9.7M+75.9% | $5.5M+275.1% | $1.5M-30.6% | $2.1M |
| Net interest income | $79.1M+123.1% | $35.5M-46.7% | $66.5M+108.0% | $32.0M-51.2% | $65.5M+54.7% | $42.4M+1.3% | $41.8M |
| Provision for credit losses | $3.7M+1579.5% | $220K-91.9% | $2.7M+44.4% | $1.9M | — | — | — |
| Net interest income after provision for credit losses | $75.5M+114.1% | $35.3M-44.8% | $63.8M+111.9% | $30.1M-54.1% | $65.5M+52.7% | $42.9M+13.7% | $37.8M |
| Bank fees and service charges | $6.0M+101.9% | $3.0M-49.7% | $5.9M+99.6% | $2.9M-50.4% | $5.9M-8.2% | $6.5M-1.6% | $6.6M |
| Insurance and wealth management services | $10.1M+104.6% | $4.9M-47.0% | $9.3M+96.6% | $4.7M-32.8% | $7.1M-0.4% | $7.1M+3.9% | $6.8M |
| Net gain on equity securities | — | $349K | — | $735K+96.5% | $374K+1110.8% | -$37K-102.0% | $1.8M |
| Net gain (loss) on securities available for sale transactions | -$5.6M-3521.2% | $165K | — | -$5.6M | — | — | — |
| Litigation-related income | — | $6.0M | — | $6.0M | — | — | — |
| Other | $7.1M+101.3% | $3.5M-37.8% | $5.7M+103.1% | $2.8M-46.9% | $5.3M+12.5% | $4.7M+13.5% | $4.1M |
| Total noninterest income | $17.1M+94.6% | $8.8M-46.1% | $16.3M+94.2% | $8.4M-40.6% | $14.1M+0.5% | $14.1M-10.6% | $15.8M |
| Salaries and employee benefits | $34.0M+113.6% | $15.9M-45.6% | $29.2M+103.2% | $14.4M-47.6% | $27.4M+6.1% | $25.9M-1.8% | $26.3M |
| Net occupancy and equipment | $7.6M+55.0% | $4.9M-34.1% | $7.5M+99.9% | $3.7M-48.5% | $7.2M-0.3% | $7.3M+12.2% | $6.5M |
| Data processing | $3.7M+90.3% | $2.0M-57.1% | $4.6M+81.9% | $2.5M-45.1% | $4.6M+12.1% | $4.1M+10.2% | $3.7M |
| Advertising and marketing | $1.0M+111.5% | $478K-34.4% | $729K+106.5% | $353K-57.2% | $825K+58.7% | $520K-15.9% | $618K |
| Insurance premiums | $993K+99.4% | $498K-45.5% | $913K+96.3% | $465K-48.8% | $908K+10.9% | $819K+92.7% | $425K |
| Federal Deposit Insurance Corporation insurance premiums | $914K+92.0% | $476K-56.3% | $1.1M+104.9% | $532K-37.9% | $857K+12.0% | $765K-24.8% | $1.0M |
| Professional fees | $8.8M+125.3% | $3.9M-64.9% | $11.1M+103.9% | $5.4M+14.6% | $4.7M+35.0% | $3.5M-4.2% | $3.7M |
| Goodwill impairment loss | $2.0M | $0 | $0 | $0 | — | — | — |
| Total noninterest expense | $66.1M+108.9% | $31.6M-47.9% | $60.7M+101.1% | $30.2M-41.7% | $51.8M+18.7% | $43.7M-14.1% | $50.9M |
| Income before income taxes | $26.5M+113.4% | $12.4M-36.1% | $19.4M+133.2% | $8.3M-70.1% | $27.9M+108.8% | $13.3M+401.4% | $2.7M |
| Income tax expense | $6.2M+120.6% | $2.8M-32.2% | $4.1M+142.3% | $1.7M-71.0% | $5.9M+93.1% | $3.1M+93.2% | $1.6M |
| Net income | $20.3M+111.3% | $9.6M-37.1% | $15.3M+130.8% | $6.6M-69.9% | $21.9M+113.5% | $10.3M+854.4% | $1.1M |
| Basic (in dollars per share) | $0.83+118.4% | $0.38-37.7% | $0.61+134.6% | $0.26-70.1% | $0.87+112.2% | $0.41-99.0% | $40.00 |
| Diluted (in dollars per share) | $0.83+118.4% | $0.38-37.7% | $0.61+134.6% | $0.26-70.1% | $0.87+112.2% | $0.41-99.0% | $40.00 |
| Weighted average shares outstanding - basic (in shares) | 24.5M-2.2% | 25.0M-0.7% | 25.2M-0.0% | 25.2M-99.9% | 25.17B+0.2% | 25.13B+0.3% | 25.07B |
| Weighted average shares outstanding - diluted (in shares) | 24.6M-2.1% | 25.1M-0.5% | 25.2M+0.1% | 25.2M-99.9% | 25.17B+0.2% | 25.13B+0.3% | 25.07B |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.