| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Loans, including fees | $5.8M+22.3% | $4.7M+25.2% | $3.8M+14.5% | $3.3M |
| Taxable | $1.7M+11.3% | $1.6M+55.5% | $1.0M+30.9% | $768K |
| Tax-exempt | $532K-3.1% | $549K+9.6% | $501K+0.4% | $499K |
| Dividends | $19K-9.5% | $21K+10.5% | $19K+46.2% | $13K |
| Other | $182K-68.3% | $575K+254.9% | $162K+2.5% | $158K |
| Total interest and dividend income | $8.9M+11.5% | $8.0M+22.2% | $6.6M+36.5% | $4.8M |
| Deposits | $3.3M+10.5% | $3.0M+59.6% | $1.9M+192.0% | $640K |
| Net Interest Income | $5.6M+12.1% | $5.0M+7.4% | $4.7M+12.6% | $4.2M |
| Provision for Credit Losses | $148K-10.3% | $165K+66.7% | $99K+62.3% | $61K |
| Net Interest Income After Provision for Credit Losses | $5.5M+12.9% | $4.9M+6.1% | $4.6M+11.8% | $4.1M |
| Net realized gain on loan sales | $6K-14.3% | $7K | — | — |
| Loan servicing fees | $58K-10.8% | $65K-8.5% | $71K-9.0% | $78K |
| Total noninterest income | $928K+4.9% | $885K+32.1% | $670K+31.6% | $509K |
| Salaries and employee benefits | $2.5M+6.6% | $2.3M+1.5% | $2.3M+14.7% | $2.0M |
| Occupancy | $327K+17.2% | $279K+9.4% | $255K+4.5% | $244K |
| Depreciation | $130K-13.9% | $151K+0.7% | $150K+3.4% | $145K |
| Data processing | $453K-16.9% | $545K+1.1% | $539K-5.9% | $573K |
| Professional fees | $398K+3.9% | $383K+57.6% | $243K+59.9% | $152K |
| Marketing | $145K+2.1% | $142K-1.4% | $144K+11.6% | $129K |
| Printing and office supplies | $70K+4.5% | $67K-1.5% | $68K-1.4% | $69K |
| Deposit insurance premiums | $156K-8.8% | $171K+21.3% | $141K+0.7% | $140K |
| Total noninterest expense | $4.3M-6.4% | $4.6M+15.8% | $4.0M+10.6% | $3.6M |
| Income Before Income Taxes | $2.1M+87.5% | $1.1M-11.3% | $1.2M+26.6% | $986K |
| Provision for Income Taxes | $405K+100.5% | $202K-15.8% | $240K+54.8% | $155K |
| Net Income | $1.7M+84.6% | $905K-10.2% | $1.0M+21.3% | $831K |
| Earning per share (basic) (in dollar per share) | $1.10+93.0% | $0.57-9.5% | $0.63 | — |
| Weighted-average shares outstanding (basic) (in shares) | 1.52B-4.8% | 1.59B+0.1% | 1.59B | — |
| Earning per share (diluted) (in dollar per share) | $1.09+91.2% | $0.57-9.5% | $0.63 | — |
| Weighted-average shares outstanding (diluted) (in shares) | 1.53B-3.9% | 1.59B+0.1% | 1.59B | — |
| Commission income | ||||
| Revenue | $448K+3.0% | $435K+5.1% | $414K+12.5% | $368K |
| Customer service fees | ||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.