| Metric | FY2025 | FY2024 |
|---|---|---|
| Loans | $7.6M+12.6% | $6.7M |
| Investment securities | $1.4M+2.3% | $1.3M |
| Interest-bearing deposits and other | $1.4M-30.5% | $2.0M |
| Total interest income | $10.3M+2.8% | $10.1M |
| Deposits | $2.2M-22.1% | $2.9M |
| Federal Home Loan Bank advances | $162K+4750.7% | $3K |
| Total interest expense | $2.4M-16.5% | $2.9M |
| Net Interest Income | $7.9M+10.5% | $7.2M |
| Provision for Credit Losses | $41K+5.8% | $39K |
| Net Interest Income After Provision for Credit Losses | $7.9M+10.6% | $7.1M |
| Service fees on deposits | $1.0M-4.5% | $1.1M |
| Debit card fees | $388K-6.5% | $415K |
| Mortgage loan servicing fees, net | $117K-7.6% | $127K |
| Gain on sale of loans | $142K+70.9% | $83K |
| Loss on sale of investment securities | -$419K | — |
| Gain on sale of real estate owned | $4K-56.1% | $9K |
| Other noninterest income | $311K+11.8% | $278K |
| Total noninterest income | $1.6M-21.1% | $2.0M |
| Salaries and employee benefits | $5.7M+36.0% | $4.2M |
| Occupancy and equipment | $569K+3.7% | $549K |
| Data processing fees | $672K+8.2% | $621K |
| FDIC insurance premiums | $90K-36.0% | $140K |
| Advertising | $191K+14.1% | $168K |
| Directors fees | $96K-1.9% | $98K |
| Debit card expense | $79K-2.0% | $80K |
| Professional fees | $638K-52.8% | $1.4M |
| Telephone and internet | $141K+5.2% | $134K |
| Other | $835K+0.6% | $830K |
| Total noninterest expense | $9.0M+10.4% | $8.2M |
| Income before income taxes | $417K-55.3% | $934K |
| Provision for income taxes | $119K-52.8% | $251K |
| Net Income (Loss) | $299K-56.3% | $683K |
| Earnings per share - basic | $0.36 | — |
| Earnings per share - diluted | $0.36 | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.