| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Cash and cash equivalents, including amounts held by variable interest entity (“VIE”) of $25,921 and $30,899, respectively | $64.1M-12.5% | $73.2M+8.2% | $67.6M-1.0% | $68.3M |
| Restricted cash, current, including amounts held by VIE of $8,245 and $4,096, respectively | $8.4M+73.5% | $4.8M+62.0% | $3.0M+144.7% | $1.2M |
| Notes receivable | $283.4M+48.6% | $190.7M+33.4% | $142.9M+37.9% | $103.6M |
| Allowance for credit losses | -$28.5M-9.2% | -$26.1M-113.0% | -$12.3M-19.9% | -$10.2M |
| Notes receivable, net, including amounts held by VIE of $237,062 and $152,174, respectively | $254.9M+54.9% | $164.6M+26.0% | $130.6M+39.9% | $93.4M |
| Other receivables, net | $6.2M+70.5% | $3.6M+130.9% | $1.6M-37.9% | $2.5M |
| Prepaid expenses and other current assets | $18.3M+60.8% | $11.4M+83.1% | $6.2M+31.4% | $4.7M |
| Total current assets | $351.9M+36.6% | $257.6M+23.2% | $209.0M+22.9% | $170.1M |
| Internally developed intangible assets, net | $3.3M+36.4% | $2.4M+28.6% | $1.9M+43.5% | $1.3M |
| Operating right-of-use assets | $665K-16.9% | $800K-19.6% | $994K+1046.8% | $87K |
| Restricted cash, non-current | $30.1M+48.6% | $20.3M+24625.6% | $82K+310.0% | $20K |
| Deferred tax asset, net of $0 and $3,742 valuation allowance, respectively | $13.6M-19.5% | $16.9M | $0 | — |
| Other assets | $620K+87.3% | $331K-47.1% | $625K-38.4% | $1.0M |
| Total Assets | $400.2M+34.1% | $298.4M+40.3% | $212.6M+23.2% | $172.6M |
| Merchant accounts payable | $56.4M-18.3% | $69.0M-7.0% | $74.1M-10.7% | $83.0M |
| Other payables, including amounts held by VIE of $1,476 and $1,103, respectively | $6.9M-7.3% | $7.5M+41.7% | $5.3M+27.4% | $4.1M |
| Deferred revenue | $5.4M+28.3% | $4.2M+60.2% | $2.6M+74.3% | $1.5M |
| Other current liabilities | $21.1M-15.9% | $25.0M+130.7% | $10.8M+3.8% | $10.4M |
| Total current liabilities | $89.8M-15.1% | $105.7M-43.6% | $187.3M+88.8% | $99.2M |
| Operating lease liabilities | $661K-19.7% | $823K-16.2% | $982K | $0 |
| Line of credit, net of unamortized debt issuance costs of $1,268 and $1,008, respectively, held by VIE | $140.0M+34.6% | $104.0M | $0-100.0% | $63.8M |
| Other non-current liabilities | $0-100.0% | $45K-95.8% | $1.1M | $0 |
| Total Liabilities | $230.4M+9.4% | $210.5M+10.5% | $190.6M+16.4% | $163.7M |
| Common stock and additional paid-in capital, $0.00001 par value; 750,000 shares authorized; 35,130 and 34,786 shares issued, respectively; 33,798 and 33,735 shares outstanding, respectively | 194.9M+3.3% | 188.6M+9044936.0% | 2K+0.1% | 2K |
| Treasury stock, at cost: 1,332 and 1,051 shares, respectively | -$24.1M-156.3% | -$9.4M-63.2% | -$5.8M-41.3% | -$4.1M |
| Accumulated other comprehensive loss | -$683K+57.0% | -$1.6M-145.4% | -$647K-0.5% | -$644K |
| Accumulated deficit | -$324K+99.6% | -$89.8M+43.0% | -$157.5M+4.8% | -$165.5M |
| Total Stockholders' Equity | $169.8M+93.3% | $87.8M+297.5% | $22.1M+149.8% | $8.8M |
| Total Liabilities and Stockholders' Equity | $400.2M+34.1% | $298.4M+40.3% | $212.6M+23.2% | $172.6M |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.