| Metric | FY2025 | FY2024 |
|---|---|---|
| Loans, including fees | $12.4M+6.3% | $11.6M |
| Securities | $2.0M+34.7% | $1.5M |
| Other | $847K+48.9% | $569K |
| Total interest income | $14.6M+9.5% | $13.4M |
| Deposits | $4.3M+12.4% | $3.8M |
| Advances and borrowings | $1.4M+1.9% | $1.4M |
| Total interest expense | $5.7M+9.6% | $5.2M |
| Net interest income | $8.9M+9.4% | $8.1M |
| Provision for credit losses available-for-sale securities | $20K-95.6% | $451K |
| Provision for credit losses loans receivable | $821K+666.2% | -$145K |
| Net interest income after provision for credit losses | $8.1M+2.9% | $7.8M |
| Gain on sale of fixed assets | $6K | — |
| Earnings on deferred compensation plan assets | $116K+346.2% | $26K |
| Net gains on sale of residential mortgage loans | $136K+56.3% | $87K |
| Total noninterest income | $2.2M+18.4% | $1.9M |
| Compensation and employee benefits | $5.4M+10.3% | $4.9M |
| Core processing | $1.6M+10.4% | $1.4M |
| Premises and equipment | $924K+20.6% | $766K |
| Professional fees | $426K+83.6% | $232K |
| Postage & office supplies | $108K-40.3% | $181K |
| FDIC premiums | $147K+24.6% | $118K |
| Advertising | $307K-12.5% | $351K |
| Director fees | $164K+5.1% | $156K |
| Intangible asset amortization | $156K+0.0% | $156K |
| Total noninterest expense | $10.1M+13.6% | $8.9M |
| Income before provision for income taxes | $181K-77.8% | $816K |
| PROVISION FOR INCOME TAXES | $9K-91.3% | $104K |
| Net income | $172K-75.8% | $712K |
| Net income per common shares - basic (in dollar per share) | $0.10-76.2% | $0.42 |
| Net income per common shares - diluted (in dollar per share) | $0.10-76.2% | $0.42 |
| Service fees | ||
| Non-interest income | $854K+16.8% | $731K |
| Income from financial services | ||
| Fee income | ||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.