| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Cash and cash equivalents | $4.93B+94.2% | $2.54B-17.7% | $3.09B+117.0% | $1.42B+187.4% | $494.7M-43.3% | $872.6M |
| Restricted cash and restricted cash equivalents | $2.1M-89.9% | $20.7M-59.0% | $50.5M-25.8% | $68.2M+28.2% | $53.2M-88.2% | $450.8M |
| Investment securities (includes available-for-sale securities of $2,454,453 and $1,804,043 at fair value with associated amortized cost of $2,434,627 and $1,807,686, as of December 31, 2025 and 2024, respectively) | $2.58B+35.9% | $1.90B+170.1% | $701.9M+76.9% | $396.8M-30.3% | $569.6M | — |
| Loans held for sale (includes $22.7 billion and $17.7 billion at fair value, as of December 31, 2025 and 2024, respectively) | $0-100.0% | $171.4M-98.9% | $15.40B+13.6% | $13.56B+127.7% | $5.95B | — |
| Loans held for investment, at fair value | $65.8M-18.6% | $80.8M-63.5% | $221.5M | $0 | — | — |
| Loans held for investment, at amortized cost (less allowance for credit losses of $50,934 and $46,684 as of December 31, 2025 and 2024, respectively) | $1.52B+21.7% | $1.25B+49.1% | $836.2M | — | — | — |
| Servicing rights | $378.2M+10.5% | $342.1M+89.6% | $180.5M+20.4% | $149.9M-10.9% | $168.3M+12.5% | $149.6M |
| Property, equipment and software | $416.4M+44.7% | $287.9M+32.7% | $216.9M+27.5% | $170.1M+52.1% | $111.9M+37.3% | $81.5M |
| Goodwill | $1.39B+0.0% | $1.39B+0.0% | $1.39B-14.1% | $1.62B+80.6% | $898.5M-0.1% | $899.3M |
| Intangible assets | $231.9M-22.1% | $297.8M-18.2% | $364.0M-17.7% | $442.2M+55.4% | $284.6M-19.9% | $355.1M |
| Operating lease right-of-use assets | $93.9M+15.7% | $81.2M-9.4% | $89.6M-7.7% | $97.1M-15.7% | $115.2M-1.4% | $116.9M |
| Other assets (less allowance for credit losses of $2,998 and $2,444 as of December 31, 2025 and 2024, respectively) | $2.18B+27.0% | $1.71B+209.3% | $554.4M+32.8% | $417.3M+143.7% | $171.2M+25.8% | $136.1M |
| Total assets | $67.9M-75.1% | $273.0M-64.8% | $774.8M-22.5% | $999.9M+16.0% | $862.1M-89.9% | $8.56B |
| Interest-bearing deposits | $37.39B+44.6% | $25.86B+39.3% | $18.57B+155.6% | $7.27B | $0 | — |
| Noninterest-bearing deposits | $118.0M+1.1% | $116.8M+126.1% | $51.7M-32.5% | $76.5M | $0 | — |
| Total deposits | $37.51B+44.4% | $25.98B+39.5% | $18.62B+153.6% | $7.34B | $0 | — |
| Accounts payable, accruals and other liabilities | $95K-18.8% | $117K-93.4% | $1.8M-41.9% | $3.1M+686.9% | $388K-99.9% | $452.9M |
| Operating lease liabilities | $106.2M+9.0% | $97.4M-10.4% | $108.6M-7.7% | $117.8M-15.2% | $138.8M-0.7% | $139.8M |
| Debt | $54.1M-33.1% | $80.9M-80.8% | $421.0M-45.4% | $771.5M+16.8% | $660.4M-86.2% | $4.80B |
| Residual interests classified as debt | $520K-14.6% | $609K-91.8% | $7.4M-56.6% | $17.0M-81.8% | $93.7M-20.8% | $118.3M |
| Total liabilities | $54.7M-32.9% | $81.6M-81.0% | $430.1M-45.7% | $791.6M+4.9% | $754.5M-86.3% | $5.51B |
| Common stock, $0.00 par value: 3,100,000,000 and 3,100,000,000 shares authorized; 1,270,568,878 and 1,095,357,781 shares issued and outstanding as of December 31, 2025 and 2024, respectively | $126K+15.6% | $109K+12.4% | $97K+4.3% | $93K+12.0% | $83K | $0 |
| Additional paid-in capital | $11.30B+44.2% | $7.84B+11.3% | $7.04B+4.8% | $6.72B+20.8% | $5.56B+860.2% | $579.2M |
| Accumulated other comprehensive income (loss) | $11.0M+231.2% | -$8.4M-591.9% | -$1.2M+85.4% | -$8.3M-464.0% | -$1.5M-786.1% | -$166K |
| Accumulated deficit | -$824.3M+36.9% | -$1.31B+27.6% | -$1.80B-20.0% | -$1.50B-27.1% | -$1.18B-69.2% | -$699.2M |
| Total permanent equity | $10.49B+60.8% | $6.53B+24.7% | $5.23B+0.5% | $5.21B+19.0% | $4.38B+3744.3% | -$120.1M |
| Total liabilities and permanent equity | $50.66B+39.7% | $36.25B+20.5% | $30.07B+58.2% | $19.01B+107.1% | $9.18B+7.2% | $8.56B |
| Variable Interest Entity, Primary Beneficiary | ||||||
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.