| Metric | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Loans, including fees | $41.7M+24.0% | $33.6M+197.1% | $11.3M+21.7% | $9.3M |
| Securities, taxable | $2.4M-23.8% | $3.2M-13.1% | $3.7M-8.1% | $4.0M |
| Federal funds sold | $157K | — | — | — |
| Interest bearing deposits at other banks | $2.2M-43.6% | $3.9M+246.9% | $1.1M+783.5% | $127K |
| Total interest income | $46.3M+13.3% | $40.9M+153.5% | $16.1M+20.0% | $13.4M |
| Demand | $5.0M+341.9% | $1.1M+1069.8% | $96K+9.1% | $88K |
| Savings and time | $10.6M+10.8% | $9.6M+358.3% | $2.1M+44.2% | $1.4M |
| Borrowings | $1.2M+45.8% | $808K+229.8% | $245K | — |
| Total interest expense | $16.7M+45.6% | $11.5M+373.4% | $2.4M+58.2% | $1.5M |
| Net Interest Income | $29.6M+0.7% | $29.4M+114.5% | $13.7M+15.1% | $11.9M |
| Provision for credit losses | $133K-96.7% | $4.1M | $0 | — |
| Net Interest Income After Provision For Credit Losses | $29.4M+16.4% | $25.3M+84.8% | $13.7M+15.1% | $11.9M |
| Service charges and fees | $894K+9.3% | $818K+22.6% | $667K-3.1% | $688K |
| Increase in cash surrender value of bank owned life insurance | $1.0M+15.0% | $907K+37.8% | $658K+5.8% | $622K |
| Fees and service charges on loans | $145K+62.9% | $89K+323.8% | $21K+0.0% | $21K |
| Unrealized gain on equity securities | $13K+1200.0% | $1K-80.0% | $5K+162.5% | -$8K |
| Realized loss on sale of securities | -$4.5M | — | -$119K | — |
| Gain on sale of loans | $51K-7.3% | $55K+5400.0% | $1K | — |
| Gains from life insurance proceeds | $1.5M | $0 | — | — |
| Other | $3.1M-64.7% | $8.7M+1256.7% | $644K+10.1% | $585K |
| Total noninterest income (loss) | $3.7M+249.9% | -$2.5M-296.9% | $1.3M | — |
| Salaries and employee benefits | $13.9M-7.9% | $15.1M+93.9% | $7.8M+22.3% | $6.4M |
| Occupancy | $2.2M-5.5% | $2.3M+222.7% | $728K+2.5% | $710K |
| Furniture and equipment | $1.2M+26.1% | $966K+72.2% | $561K-67.7% | $1.7M |
| Data processing | $2.2M-29.3% | $3.1M+154.9% | $1.2M | — |
| Advertising | $385K+27.9% | $301K+52.0% | $198K-25.6% | $266K |
| FDIC premiums | $480K+2.6% | $468K+157.1% | $182K+20.5% | $151K |
| Directors fees | $366K-5.9% | $389K+19.0% | $327K+10.1% | $297K |
| Professional fees | $1.9M-7.3% | $2.0M+94.3% | $1.0M+149.8% | $412K |
| Insurance | $589K+7.9% | $546K+230.9% | $165K-1.8% | $168K |
| Telephone, postage and supplies | $755K+20.6% | $626K+98.1% | $316K-2.2% | $323K |
| Total noninterest expense | $27.1M-21.8% | $34.6M+162.9% | $13.2M+19.4% | $11.0M |
| Income (loss) Before Income Tax Expense (Benefit) | $6.1M+152.1% | -$11.8M-752.7% | $1.8M-19.3% | $2.2M |
| Income Tax Expense (Benefit) | $991K+209.0% | -$909K-463.6% | $250K-31.1% | $363K |
| Net Income (Loss) | $5.1M+147.3% | -$10.9M-799.3% | $1.6M-17.0% | $1.9M |
| Basic earnings (loss) per share | $0.61+138.4% | -$1.59 | — | — |
| Diluted earnings (loss) per share | $0.61+138.4% | -$1.59 | — | — |
| Weighted average number of common shares outstanding - basic | 8.4M+23.4% | 6.8M | 0 | — |
| Weighted average number of common shares outstanding - diluted | 8.4M+23.6% | 6.8M | 0 | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.