| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Loans, including fees | $484.9M-8.8% | $531.7M-1.1% | $537.7M+91.8% | $280.4M+21.5% | $230.7M+2.1% | $226.0M+59.8% | $141.4M+14.1% | $123.9M |
| Taxable | $65.3M+30.9% | $49.9M+29.6% | $38.5M+41.9% | $27.1M+128.2% | $11.9M+44.5% | $8.2M | — | — |
| Tax-exempt | $3.2M-0.7% | $3.3M+27.8% | $2.6M-76.2% | $10.7M+8.3% | $9.9M+35.5% | $7.3M | — | — |
| Deposits in other financial institutions | $21.0M+19.7% | $17.6M+45.7% | $12.0M+153.2% | $4.8M+607.0% | $673K+154.0% | $265K | — | — |
| Total interest income | $574.5M-4.6% | $602.4M+2.0% | $590.8M+82.9% | $323.0M+27.6% | $253.2M+4.7% | $241.8M+57.6% | $153.4M+13.0% | $135.8M |
| Demand, money market and savings deposits | $120.5M+6.4% | $113.2M+29.7% | $87.3M+356.3% | $19.1M+256.7% | $5.4M-42.7% | $9.4M | — | — |
| Certificates and other time deposits | $46.3M-32.7% | $68.7M+66.5% | $41.3M+427.6% | $7.8M-32.7% | $11.6M-46.4% | $21.7M | — | — |
| Borrowed funds | $986K-78.3% | $4.5M-74.5% | $17.8M+1364.4% | $1.2M-35.3% | $1.9M-14.0% | $2.2M | — | — |
| Subordinated debt | $5.1M-35.7% | $7.9M+3.1% | $7.6M+30.3% | $5.9M+1.9% | $5.7M-1.7% | $5.8M | — | — |
| Total interest expense | $172.8M-11.1% | $194.4M+26.2% | $154.1M+352.6% | $34.0M+38.2% | $24.6M-37.0% | $39.1M+124.5% | $17.4M+56.8% | $11.1M |
| NET INTEREST INCOME | $401.6M-1.6% | $408.0M-6.6% | $436.8M+51.1% | $289.0M+26.4% | $228.6M+12.8% | $202.7M+49.0% | $136.0M+9.1% | $124.7M |
| Provision for (reversal of) credit losses | $10.2M+452.7% | -$2.9M-132.2% | $8.9M-82.4% | $50.7M+2284.0% | -$2.3M-108.5% | $27.4M | — | — |
| Net interest income after provision for credit losses | $391.5M-4.7% | $410.9M-4.0% | $427.8M+79.6% | $238.2M+3.2% | $230.9M+31.7% | $175.3M+31.2% | $133.6M+5.7% | $126.4M |
| Service charges on deposit accounts | $6.3M-2.3% | $6.4M+6.0% | $6.1M+64.3% | $3.7M+695.3% | $464K+14.9% | $404K | — | — |
| (Loss) gain on sale/write-down of assets | -$302K-139.3% | $769K+97.2% | $390K-90.4% | $4.0M | — | — | — | — |
| Bank-owned life insurance income | $2.9M+19.6% | $2.4M+10.8% | $2.2M+93.6% | $1.1M+103.1% | $554K-4.8% | $582K | — | — |
| Debit card and interchange income | $2.2M+2.3% | $2.2M-56.1% | $5.0M+11.9% | $4.5M+49.0% | $3.0M+35.9% | $2.2M | — | — |
| Other | $25.8M-6.1% | $27.5M+27.6% | $21.6M+37.4% | $15.7M+27.9% | $12.3M+28.3% | $9.6M | — | — |
| Total noninterest income | $21.8M-5.4% | $23.0M-6.2% | $24.6M+20.7% | $20.4M+137.7% | $8.6M+5.0% | $8.2M-56.2% | $18.6M+30.7% | $14.3M |
| Salaries and employee benefits | $168.8M+2.1% | $165.4M+5.3% | $157.0M+46.0% | $107.6M+19.3% | $90.2M+12.5% | $80.2M+42.6% | $56.2M+9.1% | $51.5M |
| Net occupancy and equipment | $17.6M-1.4% | $17.9M+5.5% | $16.9M+63.8% | $10.3M+13.0% | $9.1M+14.7% | $8.0M-16.2% | $9.5M+1.2% | $9.4M |
| Depreciation | $8.1M+3.2% | $7.8M+2.9% | $7.6M+53.2% | $5.0M+16.4% | $4.3M+14.5% | $3.7M | — | — |
| Data processing and software amortization | $23.0M+6.1% | $21.7M+10.9% | $19.5M+72.2% | $11.3M+27.9% | $8.9M+10.9% | $8.0M+80.2% | $4.4M+4.3% | $4.3M |
| Professional fees | $6.3M-33.6% | $9.4M+18.5% | $8.0M+122.0% | $3.6M+18.4% | $3.0M-3.3% | $3.1M-55.6% | $7.0M+99.3% | $3.5M |
| Regulatory assessments and FDIC insurance | $6.2M-18.2% | $7.6M-31.4% | $11.0M+124.5% | $4.9M+44.2% | $3.4M+16.4% | $2.9M | — | — |
| Amortization of intangibles | $21.6M-10.9% | $24.2M-9.9% | $26.9M+189.0% | $9.3M+182.3% | $3.3M-16.0% | $3.9M+338.7% | $894K-9.2% | $985K |
| Communications | $3.4M+0.5% | $3.4M+22.2% | $2.8M+55.3% | $1.8M+28.0% | $1.4M+1.4% | $1.4M-21.8% | $1.8M+15.9% | $1.5M |
| Advertising | $4.7M+14.1% | $4.1M+13.8% | $3.6M+47.4% | $2.5M+45.4% | $1.7M+8.1% | $1.6M-14.5% | $1.8M+0.4% | $1.8M |
| Acquisition and merger-related expenses | $0 | $0-100.0% | $15.6M-35.6% | $24.1M+1100.3% | $2.0M | $0 | — | — |
| Total noninterest expense | $285.5M-1.2% | $289.0M-0.5% | $290.5M+48.2% | $196.1M+40.5% | $139.6M+9.5% | $127.5M+41.4% | $90.1M+9.9% | $82.0M |
| INCOME BEFORE INCOME TAXES | $127.8M-11.9% | $145.0M-10.5% | $161.9M+158.9% | $62.5M-37.4% | $99.9M+78.5% | $56.0M-9.9% | $62.1M+5.9% | $58.7M |
| Provision for income taxes | $24.9M-16.8% | $30.0M-4.6% | $31.4M+183.0% | $11.1M-39.5% | $18.3M+75.7% | $10.4M-9.8% | $11.6M+1.8% | $11.4M |
| NET INCOME | $102.9M-10.5% | $115.0M-11.9% | $130.5M+153.7% | $51.4M-36.9% | $81.6M+79.1% | $45.5M | — | — |
| Basic (in dollars per share) | $1990.00-7.4% | $2150.00-12.2% | $2450.00+65.5% | $1480.00-48.1% | $2850.00+81.5% | $1570.00-22.7% | $2030.00+6.8% | $1900.00 |
| Diluted (in dollars per share) | $1990.00-7.4% | $2150.00-12.2% | $2450.00+66.7% | $1470.00-47.9% | $2820.00+80.8% | $1560.00-22.8% | $2020.00+6.9% | $1890.00 |
| DIVIDENDS PER SHARE (in dollars per share) | $570.00+7.5% | $530.00+1.9% | $520.00+20.9% | $430.00+26.5% | $340.00+21.4% | $280.00 | — | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.