| Metric | FY2025 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Interest income | $171.7M+2289.7% | $7.2M-96.4% | $201.8M+13.1% | $178.5M+1021.8% | -$19.4M-87.2% | -$10.3M-75.4% | -$5.9M-5.2% | -$5.6M |
| Warehouse credit facility | $17.6M+1629.0% | $1.0M-96.5% | $29.3M+47.0% | $19.9M | — | — | — | — |
| Securitization debt | $33.0M+2698.5% | $1.2M-96.1% | $30.1M+36.9% | $22.0M | — | — | — | — |
| Total interest expense | $50.5M+2203.0% | $2.2M-96.3% | $59.4M+41.7% | $41.9M | — | — | — | — |
| Net interest income | $121.1M+2327.8% | $5.0M-96.5% | $142.5M+4.3% | $136.6M | — | — | — | — |
| Realized and unrealized losses, net of recoveries | $97.3M+1332.0% | $6.8M-94.3% | $119.9M-2.2% | $122.5M | — | — | — | — |
| Net interest income (loss) after losses and recoveries | $23.8M+1421.6% | -$1.8M-108.0% | $22.6M+60.9% | $14.0M | — | — | — | — |
| Servicing income | $4.7M+2342.7% | $192K-97.0% | $6.5M-35.3% | $10.0M | — | — | — | — |
| Warranties and GAP income (loss), net | $14.5M+4612.1% | $307K+111.8% | -$2.6M-145.7% | $5.7M | — | — | — | — |
| CarStory revenue | $6.9M+1500.5% | $432K-96.3% | $11.6M-6.3% | $12.4M | — | — | — | — |
| Other income | $10.4M+9083.2% | $113K-99.0% | $10.8M+19.1% | $9.1M | — | — | — | — |
| Total noninterest income | $36.4M+3391.1% | $1.0M-96.0% | $26.4M-64.9% | $75.1M | — | — | — | — |
| Compensation and benefits | $70.2M+2387.5% | $2.8M-97.1% | $97.3M+12.2% | $86.7M | — | — | — | — |
| Professional fees | $11.9M+3897.0% | $297K-97.5% | $12.0M-17.3% | $14.6M | — | — | — | — |
| Software and IT costs | $11.9M+2497.2% | $457K-97.0% | $15.1M-23.0% | $19.6M | — | — | — | — |
| Depreciation and amortization | $3.4M+216.9% | $1.1M-96.4% | $29.1M-0.1% | $29.1M-24.0% | $38.3M+197.0% | $12.9M+180.4% | $4.6M-23.6% | $6.0M |
| Interest expense on corporate debt | $2.8M+1489.2% | $176K-97.0% | $5.8M-2.5% | $6.0M | — | — | — | — |
| Impairment charges | $5.2M+24.1% | $4.2M | — | — | $211.9M | — | — | — |
| Other expenses | $9.8M+2534.8% | $371K-97.7% | $16.3M-7.9% | $17.7M | — | — | — | — |
| Total expenses | $114.0M+2101.1% | $5.2M-97.1% | $180.8M+4.1% | $173.6M | — | — | — | — |
| Loss from continuing operations before reorganization items and provision for income taxes | -$53.8M-804.8% | -$5.9M+95.5% | -$131.8M-56.1% | -$84.5M | — | — | — | — |
| Reorganization items, net | -$5.6M-110.9% | $51.0M | — | — | — | — | — | — |
| (Loss) income from continuing operations before provision for income taxes | -$53.8M-219.2% | $45.1M+132.8% | -$137.4M-62.7% | -$84.5M+82.1% | -$471.6M-27.4% | -$370.2M-82.6% | -$202.7M-41.9% | -$142.8M |
| Provision for income taxes from continuing operations | $294K+5780.0% | $5K-99.4% | $856K+33.3% | $642K+103.3% | -$19.7M-2710.1% | $754K+797.6% | $84K-50.0% | $168K |
| Net income (loss) from continuing operations | -$54.0M-219.9% | $45.1M+132.6% | -$138.2M-62.4% | -$85.1M | — | — | — | — |
| Net income (loss) from discontinued operations | $996K+25000.0% | -$4K+100.0% | -$26.9M+90.4% | -$279.5M | — | — | — | — |
| Net (loss) income | -$53.0M-217.7% | $45.1M+127.3% | -$165.1M+54.7% | -$364.6M+19.3% | -$451.9M-21.8% | -$370.9M-82.9% | -$202.8M-41.8% | -$143.0M |
| Net (loss) income per share attributable to common stockholders, continuing operations, basic | -$10430.00-142.2% | $24740.00+132.5% | -$76240.00-56.2% | -$48820.00 | — | — | — | — |
| Net (loss) income per share attributable to common stockholders, Discontinued operations, basic | $190.00 | $0.00+100.0% | -$14830.00+90.8% | -$160350.00 | — | — | — | — |
| Net (loss) income per share attributable to common stockholders, basic | -$10240.00-141.4% | $24740.00+127.2% | -$91070.00+56.5% | -$209170.00+20.2% | -$262150.00-9537.9% | -$2720.00+1.4% | -$2760.00 | — |
| Net (loss) income per share attributable to common stockholders, continuing operations, diluted | -$10430.00-143.7% | $23890.00+131.3% | -$76240.00-56.2% | -$48820.00 | — | — | — | — |
| Net (loss) income per share attributable to common stockholders, Discontinued operations, diluted | $190.00 | $0.00+100.0% | -$14830.00+90.8% | -$160350.00 | — | — | — | — |
| Net (loss) income per share attributable to common stockholders, diluted | -$10240.00-142.9% | $23890.00+126.2% | -$91070.00+56.5% | -$209170.00+20.2% | -$262150.00-9537.9% | -$2720.00+1.4% | -$2760.00 | — |
| Weighted-average number of shares outstanding used to compute net (loss) income per share attributable to common stockholders, basic | $5184175000.00+184.4% | $1822541000.00+0.5% | $1813168000.00+4.0% | $1743128000.00+1.1% | $1723843000.00-98.7% | $136429791000.00+86.0% | $73345569000.00 | — |
| Weighted-average number of shares outstanding used to compute net (loss) income per share attributable to common stockholders, diluted | $5184175000.00+174.7% | $1887370000.00+4.1% | $1813168000.00+4.0% | $1743128000.00+1.1% | $1723843000.00-98.7% | $136429791000.00+86.0% | $73345569000.00 | — |
Source: SEC EDGAR XBRL. % change vs prior period shown where available.
Source: SEC EDGAR 10-K and 10-Q filings. Up to 10 years annual / 16 quarters shown.